What is interchange plus pricing?
It’s simple: we combine the wholesale transaction cost (interchange rate) with a set margin, passing the savings directly to you. This transparent approach often results in lower processing costs for merchants, as you only pay for what you use plus a small, consistent percentage markup.
How does it compare?
Unlike flat rate pricing models that charge a fixed fee regardless of the actual transaction cost, interchange plus ensures you only pay for what you use – plus a small, consistent markup.
Key benefits for your business
Understanding Interchange rates
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Set by card brand networks (Visa, Mastercard, etc.)
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Updated bi-annually (April and October)
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Determined by factors such as: Card type, business type, transaction type, processing costs, consumer rewards, and risk factors.
Learn more about credit card interchange rates with our comprehensive guide. Stay current on fees set by Visa and Mastercard, understand factors affecting rates, and master strategies to potentially reduce costs.
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