Payment processing made simple

Making payments easy with simplified interchange plus pricing

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Payment Depot Payment Processing

Accept most payment types and connect all the tools you need in a single dashboard

Connect directly with our in-house success and support teams by phone or online anytime

Our transparent interchange plus pricing model gives you the cost visibility you need to make vital business decisions

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Why interchange plus?

Interchange plus pricing benefits business owners by offering low costs with full transparency

Interchange Plus Payment Processing vs Flat Rate Payment Processing Chart

It combines the base interchange rate with a fixed percentage markup, eliminating hidden fees and potentially saving money on transaction processing versus a fixed fee with transaction cost. This straightforward model allows business owners to better understand and control their payment processing expenses.

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Omni-channel payment options

Hand tapping a credit card to pay in-person payment

In-person

Accept payments in-person using an all-in-one platform combined with customizable smart terminals that allow your team to safely collect payments where you do business.

Person entering credit card on a laptop for online payments

Online

Take your business online and integrate with multiple gateways, use seamless pre-built no-code hosted payment pages, and easily create and send payment links or payment buttons in just a few clicks.

Hands on Phone for Online Mobile Payment Processing

Mobile

Have the freedom to accept payments from wherever you are with our powerful mobile solutions. Conveniently collect keyed, swiped, or tapped payments where you do business and access in-depth business insights using our mobile app.

Hands on Laptop Looking at Invoices and Invoicing Payments

Invoicing

Level up with powerful, easy-to-use billing and invoicing tools designed for today’s growing business. Send customizable invoices to customers via email or text message, schedule recurring billing, and easily track payments from anywhere.

Explore our range of hardware options tailored to meet your customers wherever they are

Our equipment

Payment Depot features

An all-in-one platform that goes beyond payments with powerful tools that move your business forward

Data & analytics

Manage the health of your business using actionable data and analytics from all of your payment solutions within a single platform. Monitor payment trends, manage refunds, and track customer payment history anytime from anywhere.

Track sales trends

Compare sales trends across products and services to make strategic business decisions and monitor areas of potential growth

Manage operations

Make informed staffing decisions, monitor promotions, and effortlessly manage your entire business from an all-in-one platform

Customer management

Manage customer records, payment history, purchasing frequency, and make smarter business decisions

Financial reporting

Keep a pulse on the status and financial health of your business. With instant access to real-time reporting, easy payment reconciliation, and a simpler way to manage payment deposits, you can spend more time on what grows your business and less on what doesn’t.

Manage reporting for all payment types

Easily view deposit reports for card and ACH payments and seamlessly reconcile deposits against your payments list by transaction date, amount, and customer name

Reconcile deposits with one click

Manage all of your deposits against original payments and reconcile transactions from anywhere with one simple click

Easy access to monthly statements

View and monitor the health of your business with downloadable monthly processing statements right from your dashboard

Payment optimization

Unlock more efficient ways to collect payments with easy access to solutions that perfectly complement the way you accept transactions—and greater access to the lowest interchange rates.

Accept credit cards at 0% net cost*

Increase savings with integrated surcharging – eliminate 100% of the credit card processing fees

*Where eligible, the credit card discount rate is offset by the surcharge.

Ready to get started?

Discover how much you could save with an estimate from one of our payment consultants.

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Navigate the payments space with Payment Depot