Variable rates as low as

0.2% - 1.95%

No cancellation fees, plus unlimited access to our all-in-one software

Interchange Plus Chart Showing Pricing Breakdown for Interchange Rates

Interchange plus is…

an innovative pricing model transforming the way businesses process credit card transactions. Unlike traditional flat-rate pricing, interchange plus pricing separates the cost elements, allowing you to see precisely why you’re charged a certain fee, promoting transparency and fairness without hidden fees.

Subscriptions unlock all these features at no extra cost

  • API key integration capabilities
  • Customized invoicing
  • Text2Pay mobile payments
  • Hosted payment pages
  • Securely stored credit card updates
  • Accounting reconciliation
  • Payment links, buttons, QR codes
  • Reputation management
  • Data exports (i.e. transactions, customers)
  • No cancellation fees (long term contracts)
  • Activation and onboarding specialist
  • In-house support
  • Dashboard and analytics
  • Unlimited users
  • Next business day funding
  • Card network tokenization
  • Recurring billing
  • Account updater
  • Batching (no batch fees)
  • Fraud protection

Optional add-ons

ACH processing

Process bank transfers quickly and securely, and save with minimal processing fees

1% per transaction (capped at $10)

Equipment

Leverage one of our compatible terminals to create your perfect, tailored solution for in-person payments

See device pricing

Terminal protection plan

Unlimited swaps for defects, accidents, and wear and tear. Protection plan can be canceled at any time for any reason.*

$19/month

Standard fees

Card processing

No percentage markup on top of interchange

0% markup on interchange

Card present

A flat fee for in-person, swiped, dipped, or tapped payments

$0.08 per transaction

Card not present

A flat fee for keyed-in or online payments

$0.15 per transaction

ACH

A flat fee for payments made by bank transfer

1% per transaction (capped at $10)

Ready to get started?

Discover how much you could save with an estimate from one of our payment consultants.