Credit Card Processing Blog
What Is Merchant Processing? Your Complete Guide to Merchant Services

What Is Merchant Processing? Your Complete Guide to Merchant Services

The American credit card industry plays a key role in the country’s economic growth. Retail purchases made by cardholders, restaurant meals, and eCommerce transactions generate millions of dollars in revenue daily. According to IBIS World, the credit card-issuing industry has a market size of $164.3 billion. This is projected to grow by 3.4% during 2022. […]

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How to Better Understand Your Merchant Agreement and Ensure Fair Terms

How to Better Understand Your Merchant Agreement and Ensure Fair Terms

If your small business processes credit card payments, you’ve already crossed paths with a merchant agreement. A merchant agreement is simply the contract between you (the merchant) and your merchant services provider. It’s the document you sign before your business starts processing credit card and debit card payments. So, why do you need to know […]

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Merchant Payment Processing: Everything You Need to Know

Merchant Payment Processing: Everything You Need to Know

You already know that merchant payment processing comprises a large portion of your business expenses.  Whether your customer uses a credit card or debit card to process payments, your payment processing company is the middleman. Payment processors interface between your customer’s issuing bank and your merchant bank, the acquirer, to transfer funds for your purchase. […]

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Payment Links: What They Are and How to Use Them in Your Business

Payment Links: What They Are and How to Use Them in Your Business

Letting customers pay for goods on their own terms can significantly bolster sales. This is particularly important for small business owners as every single sale makes a big difference. 85% of consumers have abandoned an online purchase because they didn’t have the option to pay in their preferred fashion. So, as you can see, it’s […]

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How to Select the Best Merchant Account Services Provider for Your Business

How to Select the Best Merchant Account Services Provider for Your Business

The United States’ credit card industry continues to show steady growth. In April 2022, Insider Intelligence reported that in-store credit card payments are expected to reach almost $2.336 trillion in 2022. eCommerce sales are projected to propel online transaction volumes to more than $500 billion during the same year. A business’s merchant services provider (or […]

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How to Spot and Prevent Card Skimmers: An Essential Guide

How to Spot and Prevent Card Skimmers: An Essential Guide

American consumers and businesses are increasingly being targeted by malicious credit card skimmers. The Federal Bureau of Investigation (or FBI) estimates that skimming costs consumers and financial institutions over $1 billion annually. Much of this illegal activity takes place at gas stations. According to the National Association of Convenience Stores, roughly 39 million Americans fuel […]

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What Is a High Volume Merchant Account and Do You Need One?

What Is a High Volume Merchant Account and Do You Need One?

High sales volumes, month-on-month, are something that every business owner dreams of. But they usually bring with them some real challenges that merchants find rather difficult to deal with. These may include greater risks of fraudulent transactions, chargebacks, and incidents of friendly fraud. In fact, worldwide losses from payment card fraud—both friendly and conventional—surpassed $32 […]

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