Grow your business with Payment Depot - Not your fees.

Join thousands of satisfied merchants saving over $400 per month on average .

No hidden fees | No surprises | No cancellation fees.

Save 40% or more, get started here!
Your information will not be distributed.

The way payment processing should be. Easy.

  • Call or
    fill out form
  • Choose
    free equipment
  • Wholesale rates
    with no added fees
  • Simple
    sign up

Everything your business needs to get paid.

Shopping Cart

Seamless setup and integration with most shopping cart platforms & website content management systems.

Virtual Terminal

Easily process credit cards online quickly and safely. Accept payments over the phone or even send invoice links.


Counter top and Wireless options available! Supports EMV/NFC/Swipe and contactless payments.


Process payments on-the-go using your smartphone! Wireless, hassle-free technology.

Point of Sale

Take your business to the next level. Speed up transactions, simplify daily tasks and securely accept the latest payments with the Clover payment station.

Seamless Integration

and many more…

Peace of Mind With Payment Depot

100% Satisfaction Guarantee

No cancellation fee. If you are unhappy for any reason you can cancel your membership at any time with no penalty.


Funds will automatically be directly deposited within 24-48 hours.


Payment Depot is PCI compliant. We adhere strictly to industry standards to manage our network, secure our web and client applications, and set policies across our entire organization.

Customer Service 24/7

We are available to help you
24 hours a day 7 days a week.

Don’t take our word for it. See what others are saying.

See our National TV commercial  |  Member since 2013 saves $800/mo

"You'll definitely improve your odds against the big boys by making the switch."

"Businesses have always paid a percentage to a credit card processor, but not anymore."

"Payment Depot is changing the way small businesses accept credit cards forever."

"The answer to streamlining card payments and saving money in the process is monthly plans."

Our Mission?

To bring integrity to the credit card processing industry through honesty and transparency.

About Us

As business owners ourselves, we saw first-hand how much payment processors were overcharging merchants by using confusing terms, high markups, and unnecessary fees.

At Payment Depot we believe that merchants deserve better.

So, we decided it was time to level the playing field for businesses by making credit card processing fair, transparent, and simple for everyone.

We did this by creating a completely new model: instead of marking up credit card rates and taking a cut out of your sales, Payment Depot simply charges a monthly membership and gives you access to the direct wholesale rates for all your card transactions, saving you thousands.

No markups. No unnecessary fees. No surprises.

“Payment Depot was created because we believe that any business, no matter how large or small, deserves the lowest cost to accept credit cards, and we are dedicated to making that happen.”

Danny Choi
Founder and President

Who We Are

We’re a team of entrepreneurs and payment experts who genuinely want to help small and medium sized businesses access the best credit card processing rates.

Why We're Here

It bothers us that SMBs are subjected to unfair rates and confusing terms. We’re here to make credit card processing, clear, simple, and fair.

What We Do

We simply bill a membership fee and then give you access to wholesale rates with no added costs — just a lot of savings on your end.

What We DON'T Do

We don’t take a cut out of your sales and we don’t markup credit card processing rates. Also, we won’t take your money if we’re not a good fit for your business.

Honest guidance. Start here.

We know credit card processing is confusing.
Choosing the wrong company could cost you thousands per year.

Send us your statement or proposal. Our payment consultants will analyze and highlight what you should and shouldn’t be paying for. If we’re not the right fit for your business. We’ll recommend the right options for your business.

Start Your Free Analysis