What are the wholesale rates from Visa/MasterCard/Discover/Amex?
Commonly referred to as “Interchange,” these fees are set by the card brands (Visa/MasterCard/Discover/Amex) along with the issuing banks. They consist of rates and fees based on card type, industry, and transaction volume. These standardized and non-negotiable fees are charged by every processing company in the industry. We have listed the interchange fees here but they can also be found on the card brands’ websites. Payment Depot does not add hidden fees on top of the wholesale rates, and we are dedicated to transparency. All our statements disclose and outline these fees to give our members peace of mind.