Can I change membership plans?
Yes, of course. We understand that as your business fluctuates your needs may change, so we give you the freedom to switch plans at any time.
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What happens if I process more than my plan authorizes?
We base our membership plans on average processing volume. If a business consistently processes above their plan, we will reach out to discuss a different membership option.
Which plan is right for me?
Each membership plan is suited to different business needs. Our plans cater to the amount of volume your business processes annually. Here’s a guide to help you decide which plan is right for you: Basic Membership: Authorized to process up to $120,000 annually Most Popular Membership: Authorized to process up to $480,000 annually Best Value […]
How much will I save with Payment Depot?
On average, we save members $400 or more! Payment Depot has no processing fees, so the more you process the more you save. Often, the first month’s savings end up covering the entire membership cost.
What are the wholesale rates from Visa/MasterCard/Discover/Amex?
Commonly referred to as “Interchange,” these fees are set by the card brands (Visa/MasterCard/Discover/Amex) along with the issuing banks. They consist of rates and fees based on card type, industry, and transaction volume. These standardized and non-negotiable fees are charged by every processing company in the industry. We have listed the interchange fees here but […]
How is Payment Depot different from credit card processors?
Payment Depot is the first membership-based processor in the United States. Unlike traditional processors who mark up the wholesale rates set by the card brands, either through a flat rate or by a set percentage, we pass through these mandatory rates and only charge a low membership fee. Our low margin, volume-based model is focused […]