Everything You Need to Know About Ingenico Card Readers [Reviews and Tips]

Everything You Need to Know About Ingenico Card Readers [Reviews and Tips]

Ingenico is one of the most prominent brands when it comes to payment equipment, and for good reason: it’s a well-established company that provides payment terminals that get the job done.

That said, Ingenico has a wide range of card readers, so it can be tricky to figure out the right device for your business. 

To that end, we’ve put together a quick guide that sheds some light on the various Ingenico devices in the market, along with reviews and pricing information. 

By the end of this post, you’ll have a solid idea of what Ingenico card reader is right for you. 

About Ingenico

The worldwide Ingenico Group, a multifaceted payment solutions provider, is geared to serving small- and medium-sized businesses’ needs in the global marketplace. Ingenico’s goal is to help merchants adopt a multi-channel sales environment that incorporates store-based, mobile, and online payment platforms.

Ingenico also connects retailers to numerous financial institutions and associated payment methods. Perhaps most importantly, the payment solutions’ simplicity for both consumers and retailers encourages increased shopping conversions and higher revenues.

How to Choose the Right Ingenico Card Reader  

With numerous Ingenico credit card machines on the market, it’s important to choose the one that will meet your business’ needs. Here are six Ingenico card readers you should look into before making your selection.

Ingenico Credit Card Machine Desktop Solutions

Small business merchants eager to accept numerous payment methods and improve consumers’ checkout experiences, should be pleased with these two Ingenico desktop models. Both machines are equipped to speed up customers’ checkout times in very busy retail settings.

In addition, the two Ingenico terminals work in tandem with the company’s supporting service platforms. These desktop machines easily facilitate e-receipt management and transaction reporting functions.

Ingenico Desk 3500

Target Market

The Ingenico Desk 3500 is geared to small retailers who want the same customer-facing options as large retail businesses.

Why It Stands Out

The Ingenico Desk 3500 countertop terminal is useful for retailers who want to accept every available payment type at an affordable price. The Desk 3500 easily handles magstripe payments along with EMV Chip and Pin transactions. The terminal also accepts NFC payments and digital wallet purchases.

This Ingenico credit card machine features a user-friendly card reader and applications menu. The Telium TETRA OS cryptography software and high-level encryption technology ensure safe customer transactions.

Equipment Cost

$299 (for standard terminals)

Ingenico Desk 3500 Review

This workhorse Ingenico terminal provides a solution for retailers who want to securely accept all card payment types. Whether the customer is shopping with a magstripe card, a more secure EMV chip card, or a digital wallet, the  Ingenico Desk 3500 terminal has it covered.

The color screen and handy backlit keys enable easy visibility in every lighting condition. As an added bonus, the integrated thermal printer negates the need for an external receipt printer.

This little countertop terminal is sturdy enough to handle the demands of a hectic small business shopping environment. With all its advantages, however, it doesn’t have the bells, whistles, or cost of a full-fledged POS system. Looking at the big picture, it’s an economically and logistically viable option for small businesses on a budget. 

Ingenico Desk 5000

Target Market

The Ingenico Desk 5000 is ideal for small retail businesses that want to accept all forms of payments. At the same time, these retailers want back-office reporting and store performance tracking capabilities, even when the store owner is offsite.

Why It Stands Out

The Ingenico Desk 5000 is a one-stop payment solutions vehicle that accepts swipe and sign, EMV Chip and Pin, and contactless payments. This versatile Ingenico terminal also processes digital wallet and NFC couponing sales transactions.

This efficient Ingenico card reader is designed to lessen checkout times and enable smoother customer service. The sizable 3.5-inch touch screen, multimedia capabilities, and a universe of business apps combine to provide an exceptional user experience. And, with a hefty list of compatible networks, you’ll always be able to make a connection.

However, the Desk 5000 is much more than a card reader, as it seamlessly works in conjunction with Ingenico’s support services. Through back office reporting, updated software, and top-tier customer support, retailers can perform many business operations tasks from an onsite or offsite location.

Equipment Cost

$349 (for standard terminals)                                                

Ingenico Desk 5000 Review

This countertop Ingenico terminal is the gold standard of payment terminals. First, it effortlessly supports all credit card payment options. The Desk 5000 can handle swipe and sign, EMV Chip and Pin, or contactless payment transactions. Digital wallet and NFC couponing technologies are also in the mix. Digital receipts help to decrease paper consumption.

In addition, a user-friendly 3.5-inch touch screen, electronic signature capture capabilities, and receipt storage enhance the user experience. Most importantly, the Ingenico Desk 5000 contains an extremely secure Telium 7Tetra operating system. The terminal also features PCI-PTS certification, and will comply with local security regulations.

Best of all, you can track your store’s performance from an external location. Easily keep tabs on your sales, best-selling product, and customer refunds from your computer or mobile phone.

Ingenico ipp320

Ingenico Ipp320

Target Market

The iPP320 PIN pad has been designed for use in high-volume retail settings. It has been optimized to enable improved check-out times.

Why It Stands Out

This PIN pad meets several key requirements, making it a desirable device for busy retail environments. First, the compact PIN pad features a good-sized backlit keypad and LCD display for easily executed payments.

The Ingenico iPP320 PIN pad accepts virtually all types of payments. Whether a customer presents a magstripe card, EMV chip- or PIN-based card, or a contactless form of payment, the PIN pad will process it. The device also accepts digital wallet payments. Acclaimed Telium 2 technology facilitates highly secured transactions.

Equipment Cost

$289 (approximate)

Ingenico ipp320 Review

The Ingenico iPP320 PIN pad connects to your retail Point of Sale (POS) station. With numerous connection options, this PIN pad should be compatible with most POS systems. The device utilizes the Telium2 operating system, and is designed to resist tampering efforts.

This PIN pad enables you to take numerous forms of electronic payment. Examples include magnetic stripe cards, EMV cards, PIN- and signature-based debit cards, contactless cards, and NFC mobile payments.

Ingenico ict220

Ingenico Ict220 Ingenico Card Reader

Target Market

This small (but capable) standalone countertop terminal will appeal to merchants who desire fast, secure card transactions. At the same time, these budget-conscious business owners are happy to avoid non-essential features that drive up the equipment’s price.

Why It Stands Out

The iCT220 card reader enables merchants to accept electronic card payments via magstripe cards and EMV Chip and PIN cards. As an added bonus, the terminal will process these payments whether or not the device is connected to a POS system or cash register.

Payment processing, receipt printing, and settlement functions are all sourced from this handy terminal. NOTE: A companion model, the Ingenico iCT220CL, accepts contactless payments.

Equipment Cost

$185 (approximate)

Ingenico ict220 Review

This small, lightweight device is surprisingly well built, and the large keys and backlit keypad reduce the chances of PIN entry mistakes. This Ingenico credit card machine accepts electronic payment methods such as magstripe cards, along with Chip or PIN EMV cards.

The Ingenico iCT220 possesses numerous connectivity options, and is powered by the integrated Telium2 operating system. The device also meets the most stringent security requirements, providing added assurance to customers and retailers alike.

Ingenico ipp350

Ingenico Ipp350 Ingenico Card Reader

Target Market

The Ingenico iPP350 PIN pad is designed to meet the demands of hectic retail environments. This little device is optimized for super-fast check-outs.

Why It Stands Out

This versatile PIN pad seamlessly processes all types of electronic payments. In addition to enabling secure, fast transactions, this PIN pad integrates with a retailer’s brand promotion program. The color graphics display, along with hardware and software customization, set the stage for brand-enhancing messages.

Equipment Cost 

$349 (approximate)

Ingenico ipp350 Review

The compact Ingenico iPP350 PIN pad plugs into almost any POS system or cash register. Numerous connection options are available, and the device runs on the secure, reliable Telium2 operating system. The intuitive interface enables fast transactions that facilitate a good customer experience.

This little PIN pad accepts many forms of payment. It’s easy to process magnetic stripe cards, EMV cards, contactless payments, and mobile NFC transactions. Mobile wallet payments are also accepted. 

The Ingenico iPP350’s high-level data and application security enables extremely well-secured electronic transactions. This PIN pad is also very resistant to tampering actions.

Ingenico rp457c

Ingenico Rp457C Ingenico Card Reader

Target Market

The rp457c payment terminal is designed for merchants who take their business on the road. Examples include food truck vendors and crafters who travel the show circuit. Mobile service providers, such as plumbers and mobile dog groomers, will also find that this payment terminal meets their needs.

Why It Stands Out

The Ingenico rp457c mobile payment terminal accepts magstripe, EMV, and NFC/contactless payments in one device. The terminal features compatibility with hundreds of IOS and Android tablets and smartphones. Three connectivity options, along with security standard certification and tamper detection features, make this an attractive choice.

Equipment Cost

$100 (starting price)

Ready to Choose Your Ingenico Card Reader?

We’ve covered a lot of ground, and we hope this resource gave you more info on the card reader that you need in your business. If you need help making a decision, feel free to browse our equipment page for more details. 

Feel free to get in touch with the Payment Depot team if you have any questions or need additional help deciding. As a payment processor that works with a range of credit card machines, we can give you unbiased advice on which terminal best fits your business. 

FAQs about Ingenico Card Readers

Q: What are the options for Ingenico card readers?

Ingenico offers a diverse range of card readers, each designed to meet different business needs. Examples include Ingenico Desk 3500, Desk 5000, iPP320 PIN pad, iCT220 card reader, iPP350 PIN pad, and the rp457c mobile payment terminal.

Q: What types of payments can Ingenico card readers accept?

Ingenico card readers are versatile and can accept various types of payments. This includes magstripe card payments, EMV Chip and Pin transactions, NFC payments, digital wallet purchases, and contactless payments.

Q: How are Ingenico card readers priced?

The pricing for Ingenico card readers varies based on the model and its features. For instance, the Ingenico Desk 3500 costs approximately $299 for standard terminals, while the Ingenico iPP320 PIN pad is priced around $289.

Q: What level of security do Ingenico card readers provide?

Ingenico card readers are equipped with security features such as Telium TETRA OS cryptography software, high-level encryption technology, and PCI-PTS certification. These settings ensure safe customer transactions.

Q: What additional features does the Ingenico Desk 5000 offer?

The Ingenico Desk 5000 comes with back-office reporting and store performance tracking capabilities. These features allow retailers to monitor their store from an onsite or offsite location.

Q: What are the benefits of the Ingenico iPP320 PIN pad?

The Ingenico iPP320 PIN pad is designed for high-volume retail settings. It accepts a broad range of payment options and facilitates highly secure transactions.

Q: What makes the Ingenico iCT220 card reader suitable for small businesses?

The Ingenico iCT220 card reader is economical and provides multiple payment processing options. It can handle electronic card payments via magstripe cards and EMV Chip and PIN cards.

Q: How do Ingenico card readers benefit the checkout process?

Ingenico card readers are designed to expedite the checkout process. Their user-friendly interfaces and diverse payment capabilities can improve consumer checkout experiences and encourage increased shopping conversions.

Q: What is the Ingenico rp457c mobile payment terminal used for?

The Ingenico rp457c mobile payment terminal is formulated for businesses on the go. It accepts magstripe, EMV, and NFC/contactless payments and is compatible with hundreds of IOS and Android tablets and smartphones.

Q: How does the Ingenico iPP350 PIN pad support brand promotion?

The Ingenico iPP350 PIN pad integrates with a retailer’s brand promotion program, allowing for brand-enhancing messages to be displayed on its color graphics display.

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