About Us

As business owners ourselves, we saw first-hand how much payment processors were overcharging merchants by using confusing terms, high markups, and unnecessary fees.

At Payment Depot we believe that merchants deserve better.

So, we decided it was time to level the playing field for businesses by making credit card processing fair, transparent, and simple for everyone.

We did this by creating a completely new model: instead of marking up credit card rates and taking a cut out of your sales, Payment Depot simply charges a monthly membership and gives you access to the direct wholesale rates for all your card transactions, saving you thousands.

No markups. No unnecessary fees. No surprises.

“Payment Depot was created because we believe that any business, no matter how large or small, deserves the lowest cost to accept credit cards, and we are dedicated to making that happen.”

Danny Choi
Founder and President

Who We Are

We’re a team of entrepreneurs and payment experts who genuinely want to help small and medium sized businesses access the best credit card processing rates.

Why We're Here

It bothers us that SMBs are subjected to unfair rates and confusing terms. We’re here to make credit card processing, clear, simple, and fair.

What We Do

We simply bill a membership fee and then give you access to wholesale rates with no added costs — just a lot of savings on your end.

What We DON'T Do

We don’t take a cut out of your sales and we don’t markup credit card processing rates. Also, we won’t take your money if we’re not a good fit for your business.

“This company is the real deal. DO NOT GO ANYWHERE ELSE! They are totally transparent, totally helpful, totally the best. I recommend you put a call in to them, have them look at your current credit card processing statement, and get their feedback. They will tell you exactly what you're paying and exactly what they can do for you.”

Craig - Image Imports, Santa Ana, CA

Excellent - 5 Stars on Trust Pilot

Join thousands of businesses that choose Payment Depot each year.

Featured in the Press

"You'll definitely improve your odds against the big boys by making the switch."

"Businesses have always paid a percentage to a credit card processor, but not anymore."

"Payment Depot is changing the way small businesses accept credit cards forever."

"The answer to streamlining card payments and saving money in the process is monthly plans."

5 stars from Merchant Maverick
January 10, 2015
Read full review

You’ve gotten to know us, now we’d love to connect with you!

Tell us more about your business or give us a call at 877.876.8776.